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We have a great opportunity for 2 Credit Risk Managers to join the Portfolio Strategy team. The role involves analysing trends relating to Corporate and Commercial portfolios, recommending remedial action to limits and policies where required. Reviewing existing credit risk framework and policies, ensuring risks are understood and aligned with the Risk Appetite
The difference you will make
Monitoring level of policy exceptions, review data quality and utilise information to assess impact on portfolio
Defining and maintaining accuracy and criteria of policies, considering risk appetite and business strategy alongside legal and regulatory requirements
Contributing to PRA and other regulator requests relating to credit risk (e.g. CRE Underwriting Standards)
Implementation of new regulatory guidelines
Challenging and seeking to add value through the role to inform policy, improving quality of risk whilst cognisant of the bank's growth strategy
Contributing and reviewing Corporate Bank Credit Risk Policy Forum minutes as required
What you will bring
Experience in credit risk underwriting / decisioning & understanding of the Corporate/Commercial credit risk functions
Experience working within UK Financial Services Industry
It would also be nice for you to have
Professional financial qualifications and a relevant degree or some role-based experience
Demonstrates awareness of competitors and how they interpret and implement regulatory requirements
What else you need to know
Both roles are permanent & can be based in Manchester, Leeds or Milton Keynes with flexibility working from home.
How we'll reward you.
As well as a salary, we offer a wide range of benefits that you can choose from and tailor to your needs.
Eligible for a discretionary performance-related annual bonus
Pension with generous contributions of up to 12.5% from Santander, depending on your own contribution and length of employment with us
30 days' holiday plus bank holidays, which increases to 31 days after 5yrs service, with the option to purchase up to 5 contractual days per year
£6,000 car allowance per year
Company funded individual private medical insurance
Voluntary healthcare benefits at discounted rates such as private medical insurance for your family, dental insurance, healthcare cash plan and health assessments
Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
Share in Santander's success by investing in our share plans
Learn more about our benefits and family friendly policies
#ThePlaceToBeYourself - Everyday Inclusion at Santander
We are committed to making sure all our colleagues feel they belong and are supported to succeed. Our customers come from a wide range of backgrounds, and so do our people, so we welcome applications from across society.
You can find out more about how we're embedding an inclusive culture that encourages our people to bring their full and authentic selves to work on our Inclusion and Belonging page.
A bit more about Santander
At Santander we're driven by our purpose - to help people and businesses prosper. This means we help customers to create change for themselves and those around them, and we champion businesses to grow sustainably. We do this by always living our values of Simple, Personal and Fair.
At Santander, we each take personal responsibility for managing risk by embracing the I AM Risk framework - to Identify, Assess, Manage and Report risks, and to continuously build a deeper understanding of the risks we face. It is an important part of our culture at Santander and we will provide you with knowledge to help you manage risks in your role.
What to do next:-
If this sounds like a role you're interested in, then please apply.
If there's anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it's a copy of our application form in another format or additional assistance, we're available through telephone, email, or face to face. You can contact us at resourcing@santander.co.uk or call 0870 414 9080.
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