Nium, the Leader in Real-Time Global PaymentsAt Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support:-Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance-190+ Pay Out Markets - 100+ in real time-35+ Pay In Markets-30+ Card Issuance Markets-100+ Supported CurrenciesToday, Nium is the leader in real-time global payments and the fastest way to send money across borders. We are co-headquartered in San Francisco and Singapore, with regional offices in Australia, Brazil, Hong Kong, India, Indonesia, Japan, Lithuania, London, Malaysia, Malta, Netherlands, and UAE.Where do you come into the picture?Nium's Global Legal Team works at the intersection of financial technology and Regulatory frameworks. Our work helps Nium build innovative products, understand and manage risks, and creatively navigate complexity and challenges.We're looking for a fast-learning and dynamic Senior Product and Regulatory Counsel, based in our Sydney office, with familiarity in payments, banking, and financial services laws to help us continue to drive innovation and accelerate our growth. In this role, you'll be a deeply embedded and strategic advisor to many teams across Nium including Product, Engineering, Compliance, Bank Partnerships, and Marketing. You'll help to design and build new payments products and services, provide strategic advice about Nium's legal and Regulatory obligations in Australia, New Zealand, and the Asia Pacific region, and help drive our expansion into new markets. \nWhat would a day in your life @ Nium look like?
- You'll partner closely with product, engineering and business teams to advise on a range of issues including financial services regulations, payments, consumer protection, data privacy and intellectual property.
- You'll stay up-to-date on applicable laws and regulations dealing with financial services and other relevant areas, help to drive Nium's strategy in response to changing regulatory environments, and provide training to business teams on relevant regulatory topics.
- You'll advise on and manage relationships with the Australian Prudential Regulation Authority, the Reserve Bank of Australia, and the Treasury.
- You'll work closely with other members of Nium's Legal Team to support its global legal and Regulatory structure, strategic partnerships and client agreements.
- You'll help build scalable and effective processes for legal review and launch of new products and services.
- You have 5+ years of experience as a qualified lawyer in an in-house legal team, top law firm and/or government agency.
- You have familiarity with Australian and New Zealand payments and financial services laws and regulations (such as the Payment System (Regulations) Act 1998, the Banking Act 1959, and the Corporations Act 2001).
- You have experience advising on matters related to the Australian Financial Services License, or the New Zealand Financial Service Providers Register.
- You're highly collaborative, inquisitive, and solutions-oriented, ideally with prior experience advising on product development at fast-moving technology companies.
- You're biased towards action and impact, and no task is too big or too small for you; you can roll up your sleeves and get things done.
- You have exceptional verbal and interpersonal communication skills, can build strong relationships with business colleagues, and can simplify legal concepts and communicate them in easy-to-understand language.
- You exhibit genuine curiosity, are passionate about your work, and enjoy a fast-paced working environment.
- You're humble with low-ego, have a strong desire to grow and learn, and have a deep commitment to your teammates.