Credit Manager

Rate Money is a company that's small enough for you to get noticed, but large enough to grow and develop your Finance Industry skills. We have a fantastic opportunity at our North Sydney Rate Money Branch for an experienced Credit Manager.

The primary function of the Credit Manager is to aid and support to the Franchise Principals and Lending Managers to ensure clients are provided with a fast and efficient range of processes and support.

On a day-to-day basis, your specific duties will include, but not be limited to:

• Completion of loan calculations, assessment criteria, and scenario workshopping
• Assisting with the processing of loan applications in a timely manner
• Review all Home Loan Documentation, ensuring the information provided is in line with lending policy and regulations.
• Preparation of applications, including credit checks, valuations, and assisting with collation of supporting documents up to lodgment.
• Liaise with internal and external parties to ensure a smooth process and high standard of customer experience, from Loan Submission to formal approval including:
• File management and compliance
• Maintaining contact with customers to keep them abreast of all key milestones.

• Min. 2 years’ experience in Mortgage lending (essential) 
• Previous lending authority (desirable)
• Certificate IV in Finance & Mortgage Broking (essential)
• Excellent communication skills
• You have customer service experience and a proven ability to connect with people and build strong relationships.
• Ability to work autonomously
• A commitment to go the extra yard to meet and exceed our customers’ expectations
• Good computer skills, with experience using a CRM platform and MS Office.

If you are looking for a role that offers a supportive and great team environment, and the opportunity for career progression then this role is for you!

To apply for this role please follow the links.

If you are successful applying for a role with Rate Money, it is a condition of employment that background screening is completed to ensure Rate money complies with its obligations under the Anti-Money Laundering and Counter Terrorism Funding Act.

These checks may include, but are not limited to identity, verification, reference checks, criminal background checks, verification of academic qualifications, bankruptcy checks.