AddressThis non-bank lender has an award-winning culture, within both the residual mortgage and asset finance sector. Being one of Australia’s and New Zealand’s premier non-bank lenders, they offer a wide range of products, including flexible home loan options. You will enjoy the friendly work atmosphere, convenient office location and opportunities for career growth.
About the Role
Reporting to the team manager, you will work closely with a wide range of people in various roles. The key purpose of this role is to assess further advances and variations for home loans, as well as new applications within the set credit guidelines. At times, having the opportunity to assist the Specialist lending team will provide you with a valuable cross training opportunity.
Key Responsibilities Include
- Processing and deciding credit applications in a consistent and timely manner, all within the accordance of the company’s risk management policy.
- Assisting in the education of the sales team, and the lending team in the product and processes.
- Ensuring service deliverables are satisfied within the agreed parameters.
- To outline and recommend product or policy amendments to ensure the business has leading product innovation and risk management.
- Approve or decline applications which fall within your delegated lending authority.
- Maintaining relationships with the key stakeholders within the business.
A minimum of 2-4 years of residential mortgage experience is essential. Applicants with experience as a credit analyst/Mortgage Underwriter are preferred. To succeed in this role, you will be a highly motivated individual, who is able to flourish producing a high standard of work in a fast-paced environment. You will also be able to demonstrate a sound knowledge of the lending sector, with some knowledge of regulatory frameworks, and perhaps your Certificate IV in Finance and Mortgage Brokering. It is essential that you can communicate and work effectively within a team environment. Past experience working on PAYG and Self Employed residential mortgages credit applications is desired.
Key Benefits
This role is a great opportunity for someone with foundation experience within the financial services sector to step into their next career role. You will be able to utilise your mortgages experience, whilst deepening your knowledge of the credit process. You will receive a wide range of employee benefits such as wellness hours, salary packaging, rewards, and a workforce planning program to develop your career. The ability to work closely with other key stakeholders within the business will provide you with variety within the role.
Prefer Specialist lending knowledge. Knowledge in Self Employed, SMSF, Construction loans and PAYG
For a confidential discussion about this role, please call James Rennie on 0422660***
Additional information
- Non Bank lender
- Specalist lending background preferred
- Mortgages DLA preferred
