AddressAbout Driva
Driva creates a seamless and transparent financing experience that enables all Australians to get their best loan match. We're known for our innovative approach, transparency, and commitment to customer satisfaction. Our culture thrives on creativity, collaboration, and continuous learning, making Driva an exceptional workplace for those who are passionate about driving change in the fintech sector.
The Role
We are looking for two Credit Consultants to join the team at Driva. The Credit team at Driva coordinate and facilitate credit applications from under review through to pre-approval. This involves building key working relationships with our lenders to finalise approvals and strong analytical skills as the successful applicants will be required to review credit policies from multiple lenders.
Key Responsibilities
- Loan Assessment: Review and assess a large volume of pre-qualified loan applications against multiple lender's credit policies.
- Document Review: Analyse and validate supporting documents provided by the customer, leveraging Driva AI.
- Due Diligence: Undertake due diligence in accordance with credit policies and procedures to ensure the loan matches customer needs and supporting documentation meets credit policy requirements.
- Team Collaboration: Work with team members cross-functionally to progress applications through to completion, including handover to our Settlements Team to finalise applications.
- External Stakeholder Engagement: Develop key working relationships with lenders to finalise approvals and increase conversion from lodgement to approval.
- Compliance Adherence: Ensure compliance with industry regulations and internal company policy in relation to documentation, fact finds and preliminary assessments.
- Professional Development: Continuously update knowledge on products, technologies, credit policies and regulatory changes impacting loans.
Skills and Experience
- Previous experience (ideally 18+ months experience) in Asset Finance
- Certificate IV in Finance & Mortgage Broking
- Sound understanding of Financial Services
- Exposure to CRM (Salesforce preferred but would consider other software experience)
- Eagerness to learn and exceed targets
- High attention to detail and strong analytical skills
- Excellent communication and negotiation skills
- Passion for the industry and a strong desire to help customers
- Undergraduate degree in Commerce, Economics or Finance (preferred)
- Experience in Fintech or within another startup (preferred)
Why Join Driva?
- Thank You Days: Receive additional days off as a token of appreciation, with the number increasing each year, capped at 5 extra days annually.
- Discounted Novated Leasing Package: Take advantage of our significantly discounted novated leasing package, reflecting our expertise in finance.
- Vibrant Culture & Social Events: Be part of a workplace that values fun and engagement through various social events.
- Hybrid Work Model: Enjoy the flexibility of a hybrid work arrangement, fostering both in-office collaboration and remote work convenience.
- Company- Funded Work From Home Setup: Receive support in creating an effective and comfortable home office environment.
