Head Of Credit, Fiji

• Opportunity for a leadership role in Fiji
• Established career path and progression opportunities
• Role based in Suva, Fiji

This is a unique opportunity to gain end-to-end credit decisioning experience in a senior role reporting to the Head of Risk Pacific as well as the local CEO. This valuable exposure and experience will help fast track the successful candidate's career as the individual will be responsible for the credit function for Westpac in Fiji. This experience will create broader opportunities when the incumbent returns to Australia.

The Head of Credit, Fiji will be based in Suva and lead a team of 15 and will have a holistic view of Credit for all of Fiji. The team will have end-to-end responsibility for credit decisioning and will work across the corporate, institutional, commercial, and retail credit offering to deliver quality credit decisions; structure facilities appropriately and take decisive actions to maintain portfolio quality for transactions booked in Fiji within their delegated authority.

This is a rare opportunity to leverage your local Australian experience into a role that has a unique depth and breadth, you will be part of the leadership team and play an integral role in the Fiji Risk and Compliance Committee; Fiji Asset and Liability committee; Fiji Leadership Team; Fiji Pricing Committee.

Additional accountabilities include:

• People Leader responsibilities. Coach, motivate and develop team members.
• Ensures that all credit decisions are soundly based, involve appropriate research / analysis and reflect the organisation's credit underwriting standards, policies and risk appetite.
• Ensures credit quality of portfolio is maintained including early problem recognition and developing appropriate corrective strategies.
• Leads and fosters a sound credit culture through the development, coaching and mentoring of Credit team, analysts, and relationship managers.
• Ensure that credit strategies are aligned with the business objectives and support the development of a local credit curriculum.

In this role you will work closely with the WP Fiji CEO, the consumer, commercial, retail, corporate and institutional banking relationship teams, Treasury, analysts, and product teams. You will also liaise with local regulators and the Reserve Bank of Fiji. Due to the broad nature of this role as well as the internal and external stakeholders you will be exposed to you will further expand your professional network as well as continue to hone your business and commercial acumen.

On a personal note, whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

Other benefits will include standard x-pat allowances which can be discussed further.

What do I need?

To be successful you will have the following:

• 10 years relevant industry experience including 5 in a credit related role
• Detailed knowledge of Credit policies and procedures relating to consumer; commercial and Institutional proposals
• Tertiary qualified with a business degree or post graduate qualifications well regarded.
• Leadership Capabilities in Developing People, Teamwork, Leading, Strategic Thinking and Decision Making
• Conduct relationships in a professional manner displaying integrity, strategic thinking and decision-making skills
• Superior communication and negotiation skills
• Analysis and problem solving
• Strong Team Player
• Attention to detail

For the past 200 years, we've been backing people, businesses, communities, and ideas. As Australia's first bank, we've adapted and evolved, inspired by our customers and a genuine desire to create better futures.

Together, we're creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.

• We inspire our people and together we are creating better futures. It's our passion for embracing diversity and creating opportunities that enables them to dream big and fulfil their potential.
• We empower our customers. It's our strength, agility and heart that gives them the confidence to navigate change and forge new paths. Empowered, our customers are creating better futures.
• We make change happen in the community. It's our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.
• We deliver for our shareholders by creating better futures together. It's our ability to generate value for this generation and the next, which makes our shareholders proud to invest in us.

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As part of our commitment to creating a diverse and inclusive workplace, this role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply. If an adjustment is required to assist you during our recruitment process, please email ***************@westpac.com.au

Do you need reasonable adjustments during the recruitment process?

At Westpac we are committed to providing a supportive culture and creating inclusive and accessible workplaces, branches, products and services for our customers, employees, and community.

We can provide reasonable adjustments for individuals with disability and/or neurodiversity. If you require an adjustment to be made during the recruitment process at any stage, please call 1800 655 592 Option 1.2 or email ***************@westpac.com.au