Address Senior Associate-Research & Analysis
Req ID: 68421
Department: Insto R&A Australia
Division: Institutional
Location: Melbourne
About Us
At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.
About the Role
As a Senior Associate, Research & Analysis in our Team, you’ll play a key role in helping to work directly with the Client, Credit Risk Executive and Relationship Management team to complete the broader credit assessment function and ensure an optimal ‘well-managed’ portfolio.
Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.
Role Location: 833 Collins Street, Docklands VIC 3008
Role Type: Permanent, Full-time
What will your day look like?
The primary activities of the role cover:
- Sound credit assessment including client performance evaluation, business model risk evaluation & mitigation strategies and proactive account management
- Preparing quality credit memorandums
- Development of credit strategy for organic growth opportunities, new-to-bank transactions and/or deteriorating credit profiles including deal structuring and execution.
- Conducting financial modelling & Analysis in tandem with client & industry research
- Risk grade event management
- Liaise with clients and Credit Risk executives on risk and financial performance related matters, including covenant compliance and risk grade review events
- Liaise with Product Partners to appropriately implement customer solutions
- Exercise CAD (when appropriate) and lending decisions
- Deal documentation
- Well Managed portfolio controls
- Mentoring and coaching to team members
You will be directly supported by the Associate Director and Director (Research & Analysis) to support your learning and development. The role will also involve people management responsibility of junior team members.
What will you bring?
To be successful in this role, you will ideally have skills, knowledge and experience in the following:
- Demonstrated financial analysis skills going beyond traditional accounting-based analysis to provide deep industry insight
- Sound credit skills with the ability to identify key business drivers and mitigate key risks including proposing recommendations where appropriate
- Demonstrated end-to-end deal execution across a diverse range of credit transactions
- Knowledge and application of credit policy and risk appetite frameworks
- Knowledge of Institutional Banking products and services
- Experience in customer management and broad knowledge of banking processes and procedures
- Tertiary qualifications, preferably in Commerce, Business, Accounting or Economics
- Sound communication, interpersonal and negotiating skills
You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.
So why join us?
From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.
But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.
We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.
At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because We're committed to building a workplace that reflects the diversity of the communities we serve.
We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.
To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 68421.
