Senior Manager, Secured Lending Underwriting Services

Job description

Some career choices have more impact than others.

At HSBC we exist with the purpose of Opening up a World of Opportunity. We use our unique expertise, capabilities, breadth and perspectives to provide opportunities for our customers and colleagues through global connectivity. We bring together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

As an HSBC employee in Australia, you’ll have access to tailored professional development opportunities, competitive pay, an embedded flexible working culture and a range of employee benefits. These include market-leading subsidised private health cover, enhanced parental pay and support when returning to work, subsidised banking products and services, bonus leave days and wellness programmes including discounted gym memberships.

As the Senior Manager - Secured Lending, you are responsible for supporting the end-to-end lifecycle of the Secured Lending Underwriting Services process both onshore and offshore for Residential and Small Commercial Mortgages within the boundaries of HSBC local and group policies and credit risk appetite. The role works closely with and reports directly to the Head of Underwriting Services (UWS), is responsible for 5 direct reports and is key to driving a high performing team of Underwriting Team Managers. We are looking for an experienced large scale leader with sound credit risk and underwriting experience who has the ability to influence Senior level stakeholders of all levels.

Your main responsibilities will include:

• Support automation and streamlining initiatives/Transformation projects (in conjunction with the Head of UWS) to assist with reducing credit decision time for originations, straight through processing and automation of decisioning in line with strategic objectives 
• Provide guidance, training and best practice to UWS Team Managers with respect to staff, lending decisions, stakeholder management. 
• Act as a secondary key contact point and liaison for engagement with ASP Regional Team to support the local team in driving Group and Country initiatives.
• Support UWS in developing governance, documentation and local policies and procedures for use across the Wealth and Personal Banking (WPB) Secured Lending Team 
• Assist the control owner with oversight and monitoring of key controls environment for Secured Lending including monitoring and oversight of key controls, early identification and remediation issues and actions and trigger events and read across

Requirements

To be successful in this role, you will need:

• Bachelor’s degree with understanding of lending authorities (previously held authority desirable).
• Ability to effectively interact with all levels of the organisation to meet delivery requirement
• Outstanding communication, interpersonal and presentation skills.
• Demonstrated analytical skills and able to derive business insights from data

Preference will be given to candidates who hold Australian or New Zealand PR/Citizenship or working rights or who can show they currently have unrestricted work rights in Australia with no limitations.

We value different perspectives, we succeed together, collaborating across boundaries, we take responsibility, holding ourselves accountable to get things done. Through these values, HSBC is committed to building a culture where all employees are appreciated and respected and where opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow in an inclusive environment.

Applications from First Nations peoples are encouraged.

Learn more about careers at HSBC Australia –  https://www.hsbc.com/careers/where-we-hire/australia

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. Issued by HSBC Bank Australia Limited.  Please note that HSBC will we never communicate to applicants via non HSBC channels such as SMS, WhatsApp or Facebook so please be careful if anyone attempts to contact you via these channels

URL to embed video in Seek:  https://www.youtube.com/watch?v=18eZVRpTQBk