Job Description:Senior Risk Analyst- Permanent full-time role
- Hybrid Working Model
- Challenging & Complex Role
How will I help?
Senior Risk Analyst within the Mortgage Credit Risk team with a focus on mortgage portfolio management and optimisation.This role will help establish and maintain "best practice" risk management policy and processes that support the stated risk appetite, product, and customer strategy. The role will have a large focus on the development of analysis and insights to drive strategic changes that optimize portfolio performance and customer experience across multiple brands including Westpac, St George, and RAMS within the Westpac Group.
What's in it for me?You'll play a significant part of the future of a business that has been around for 200 years. Our purpose is creating better futures together. So, we'll back you in the development of your career, internal career prospects, and flexible working. You'll also keep learning to grown, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.Your responsibilities will include but not limited to:
- Technical / quantitative orientation - role requires a strong analytical background with a focus on using data, research, advance visualisation, and analytics to improve the risk management of the mortgage portfolio.
- Research and develop risk insights on significant portfolio performance trends, regional economic drivers, housing market dynamics and customer behaviours.
- Development, implementation and monitoring of credit policies and strategies, such as property valuation, serviceability assessment, scorecards, comprehensive credit bureau, to improve portfolio profitability and customer experience.
- Develop and enhance portfolio reporting with advanced data visualisation to discover deeper portfolio insights.
- Maintaining effective partnership with key stakeholders by providing timely support in relation to credit risk, business development and portfolio management initiatives.
What do I need?- Tertiary qualifications (Statistics / Math / Actuarial / Business).
- Proficient with data extraction, manipulation, and analysis.
- Strong programming skills with experience in SAS and SQL preferred.
- Strong Excel skills with Tableau experience preferred
- Strong analytical and problem solving skills
- Commitment to performance
- Ability to engage and influence key stakeholders
- Teamwork and Customer focus
- Good time management skill and work well under pressure
- Strong attention to detail
- Experience and knowledge of credit risk management, credit scoring, scorecard development and statically modelling is highly desirable but not essential.
What is it like to work there?We aim to provide one big, supportive team to help us achieve our purpose of creating better futures together. As well as competitive remuneration and a great culture, joining the Westpac family means you will have access to banking, wealth and insurance benefits.How do I Apply?Start here. Select the APPLY or APPLY NOW button.At Westpac we are committed to providing a supportive culture and creating diverse, inclusive, and accessible workplaces, branches, products and services for our customers, employees, and community. This role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply. If you have questions about the recruitment process, please email .Do you need reasonable adjustments during the recruitment process?We can provide reasonable adjustments for individuals with disability and/or neurodiversity. If you require an adjustment to be made during the recruitment process at any stage, please call 1800 655 592 Option 2.3 or emailPlease ensure you upload an up-to-date CV and have spoken to your People Leader before submitting your application.Our people are our highest priority, and we are committed to placing our redeployees in available roles before we review other applicants.Please note shortlisting and interviews may take place prior to the advertised close date, so don't delay: apply now!
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