About Us?
Rate Money is a company that's small enough for you to get noticed, but large enough to grow and develop your finance industry skills. We have a fantastic opportunity at our Neutral Bay Branch for an experienced Credit Manager.
The role:
The primary function of the Credit Manager is to aid and support to the Franchise Principals and lending managers to ensure clients are provided with a fast and efficient range of processes and support.
On a day-to-day basis, your specific duties will include, but not be limited to:
- Completion of loan calculations, assessment criteria, and scenario workshopping
- Assisting with the processing of loan applications in a timely manner
- Review all home loan documentation, ensuring the information provided is in line with lending policy and regulations.
- Preparation of applications, including credit checks, valuations, and assisting with collation of supporting documents up to lodgment.
- Liaise with internal and external parties to ensure a smooth process and high standard of customer experience, from loan submission to formal approval including:
- File management and compliance
- Maintaining contact with customers to keep them abreast of all key milestones.
To be successful you will have:
- Min. 2 years’ experience in mortgage lending (essential)
- Previous lending authority (desirable)
- Certificate IV in Finance & Mortgage Broking (desirable)
- Excellent communication skills
- You have customer service experience and a proven ability to connect with people and build strong relationships.
- Ability to work autonomously
- A commitment to go the extra yard to meet and exceed our customers’ expectations
- Good computer skills, with experience using a CRM platform and MS Office.
How to apply
To apply for this role please follow the links.
If you are successful applying for a role with Rate Money, it is a condition of employment that background screening is completed to ensure Rate Money complies with its obligations under the Anti-Money Laundering and Counter Terrorism Funding Act.
These checks may include, but are not limited to identity, verification, reference checks, criminal background checks, verification of academic qualifications, bankruptcy checks.