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Form of workOur values (innovation, collaboration, excellence, and integrity) are important in shaping our culture and supporting our vision to create customer value through integrated vehicle solutions. Our team is committed to gender equality, diversity, and inclusion in the workplace; in 2020 we were recognised as an Employer of Choice for Gender Equality. We are committed to innovation; developing and implementing the small and big ideas that allows us to drive better client outcomes and we have been recognised as one of the Most Innovative Companies in Australia and New Zealand in 2017, 2018, 2019 and 2020.
About the Role:
This role is primarily responsible for supporting the Specialised Finance, SMB and Flexilease businesses in relation to carrying out credit assessments for new and existing customers in a timely manner. Furthermore, the role will ensure completion of various other credit and settlement related activities primarily relating to vehicle and commercial equipment finance opportunities. It will also provide credit support across other lines of business, including rental, novated and fleet as needed.
The successful applicant will possess:
- 3-5 years credit analysis and underwriting experience including some specific experience in an equipment/asset finance environment - can be non-bank or banking environment.
- Have strong numeracy skills with experience in analysing SME and Sole Trader businesses and understanding credit risks.
- Strong preference for relevant tertiary degree and accounting/financial analysis qualifications
Reporting to the Credit Manager, responsibilities will include:
- Reviewing new lending proposals, analyse financial, asset and transaction risks, and articulately underwrite opportunities across a wide variety of industries and asset classes.
- Analysis of financial statements, tax returns, bank-statements, Aged Receivables/Creditors and other supporting information to provide meaningful assessment of Credit worthiness for all deals. This involves possessing strong knowledge of financial statements, various corporate structures and assessing the relevant risks and making logical and sound recommendations and decisions under a Credit Approval Authority.
- Undertake all customer verification and identification procedures when and where required.
- Working alongside sales teams to assist in information gathering and structuring of transactions to ensure credit needs are understood and met.
- Build relationships with internal customers to support their understanding of the credit process and consistently strive to improve and enhance credit tools and methods.
- Approve Credit Applications as per delegated authority.
- Provide day-to-day support to the Credit Manager and the broader credit team on an ad-hoc basis.
Company Benefits:
- The option to purchase additional annual leave
- Gym Membership Reimbursement
- 12 weeks of paid primary carers leave, and 4 weeks of paid secondary carers leave
- 2 days of paid Charity Leave each year
EEO Statement
ORIX Australia is committed to achieving a diverse workforce that reflects our wider community. We ensure equal opportunity for everyone, regardless of age, culture, appearance, sexual orientation, lived experience, gender identity, disability and/or family status.
