Loan Acceptance Representative, VIC

Acceptance Representative

Location – Melbourne

• Work in a market-leading firm, assessing both consumer & commercial lending applications.

• A growing company which will offer plenty of career pathways and development.

• Our hybrid working environment will allow you the work-life balance you crave.

Company Description

Allied Credit is a leading and well-established finance partner in the vehicle and leisure asset industry, with strategic alliances incorporating well-known car and motorcycle brands. We offer a range of finance solutions including white label, joint venture arrangements and floor plan finance. Our proprietary loan origination system supports our dealers and distributors to facilitate seamless, convenient and customer focussed finance solutions for consumers and businesses.

Due to continued growth of our business, we have an exciting new opportunity for an Acceptance Representative to join our collaborative Retail Lending team!

Reports to the Retail Lending Acceptance Team Leader, you will be investigating and accepting consumer and commercial retail finance applications. You will be building and strengthening relationships with our dealer and introducer network as you maximise all new business opportunities, whilst managing the credit risk and industry compliance framework.

Responsibilities

• Assessment, recommendation and decision-making on consumer and commercial retail finance applications.

• Contacting financial and credit institutions to obtain information about customers.

• Preparing recommendations for setting out conditions of approvals.

• Conduct assessment to determine the customers’ ability to meet lending criteria, in line with current Responsible Lending Guidelines.

• Ensure all applications meet the AML legislative requirements and Allied Credit Group - Credit & Lending Policies and Procedures.

• Manage, negotiate and provide a variety of lending options to achieve a mutually beneficial outcome with the introducer.

• Develop and maintain a sound rapport with the Introducer network and internal Sales staff.

• Assist the Settlements team in delivering the agreed Allied Credits’ SLAs.

• Support the management & leadership team with ad-hoc project/ systems improvement work.

Your background

• Min. 2 years’ experience in both consumer and commercial lending for vehicle or asset based finance.

• Relevant lending and credit experience in a responsible lending environment, including knowledge of legislative/regulatory framework (incl NCCP).

• Has held Delegated Authority to Lend (DLA).

• Excellent verbal and written communication skills and strong negotiation skills in dealing with external dealer network.

• Demonstrable proficiency across the MS Office suite.

• A proven ability to “look outside the box” on credit decisions.

• Strong customer service focus in dealing with our external dealer network as well as a team player.

Benefits of working at Allied Credit

• Hybrid working arrangements, we are always willing to discuss flexible working options.

• Access to our exclusive corporate superannuation fund.

• Salary Continuance Insurance (covering TPD insurance).

• Discount offers on selected retailers, car loans and novated leasing options.

• Ongoing extensive in-house and external learning & development opportunities.

• Wellness day with ongoing wellbeing, diversity program, social & fund-raising events.

• Paid parental leave.

For further information on Allied Credit, please visit our website at https://alliedcredit.com.au/.

Please contact Alex Kelly on 0484 109 354 for a confidential discussion or email hr@alliedcredit.net.au for further information.