AddressCompany Description
Pin Payments mission is to help small businesses and software platforms in the ANZ region grow through our modern payment platform.
Purpose-built with speed and simplicity in mind, our flexible cloud-based payments platform helps startups and scale-ups launch new products and create experiences customers love. Pin Payments was born in 2013 and has helped over 12,000 businesses in Australia and New Zealand to date. We became a part of Checkout.com in 2020.
This is a great opportunity to join a fun, positive and humble team which is passionate about helping small businesses achieve big things. We aim to delight our customers at every opportunity and to make it possible for them to innovate and compete in their industry.
Pin Payments is a business of Checkout.com. Checkout.com is one of the most exciting fintechs in the world, with a mission to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Klarna and many others.
Job Description
We are looking for an Analyst to join our Pin Payments team in Melbourne. You will be responsible for managing underwriting our customer applications with a focus on analysis relevant to their Business Model, Credit Exposure and enhanced Financial Analysis.
This role is hands-on and highly cross-functional, requiring close collaboration with our key internal players (Business Development, Sales, Risk, Legal teams and Senior Management), and our high value merchants and partners.
Evaluate business models and financial statements of prospective customers to determine our appetite to support their business
Provide tailored credit risk recommendations that help manage our risk exposure while opening opportunities for growth
Help manage our portfolio through developing and documenting an understanding of risk across industries and business models
Ongoing development and refinement of our underwriting processes for assessing and onboarding customers
Qualifications
What we’re looking for
Experience related to underwriting, credit insurance and/or commercial lending within a fintech business
Work in a team that uses qualitative and quantitative targets to measure performance
Proficient level of financial statement analysis and credit exposure assessment ability
A highly analytical team player who loves to evaluate financial and business risks
Excellent communication and interpersonal skills. You must be comfortable interacting with our customers.
Strong analytical and problem-solving skills
Desire and drive to work in a fast paced and high growth environment
Additional Information
Hybrid Working Model: All of our offices globally are onsite 3 times per week (Tuesday, Wednesday, and Thursday). We’ve worked towards enabling teams to work collaboratively in the same space, while also being able to partner with colleagues globally. During your days at the office, we offer amazing snacks, breakfast, and lunch options in all of our locations.
Apply without meeting all requirements statement
If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.
We believe in equal opportunities
We work as one team. Wherever you come from. However you identify. And whichever payment method you use.
Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.
When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us.
We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.
Take a peek inside life at CKO via
Apply without meeting all requirements statement
If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.
We believe in equal opportunities
We work as one team. Wherever you come from. However you identify. And whichever payment method you use.
Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.
When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us.
We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.
Take a peek inside life at Checkout.com via
