AddressJob no: 794012
Business unit: Business and Private
Primary position location: 2 Carrington St, Sydney, NSW
Work type: Permanent Full time
Region: NSW- Sydney CBD
Outstanding opportunity to progress your career within Deal Structuring & Execution team within Complex Lending Solutions!
- Outstanding opportunity to progress your career within Deal Structuring & Execution team within Complex Lending Solutions
- Use your expertise in credit and lending to drive positive outcomes for our customers.
- Full time opportunity based in Sydney CBD.
In this role, a typical day for you will include:
- Provide support to Associate Director DS&E and Relationship Teams.
- Provide financial and risk analysis, with detailed complex lending submissions of high quality.
- Ensure that all group exposures have been accurately assessed, with support from Associate Director DS&E as required.
- Ensure that a commercial approach is evident, to protect both clients and the Bank.
- Gather the correct and appropriate information from customers and the Relationship Team.
- Assist Relationship Team, Customer at discussion stage to put together structures, facilities, term sheets/NDA's
Responsibilities
Analyse and prepare detailed Lending Submissions in conjunction with the High Growth and Emerging Corporate Relationship Teams, Associate DS&E and Associate Director DS&E, that includes:
Completion of all formal New, Increased and Annual Review submissions for exposures that have been classified within the HGEC exposures. Exposures may or may not be within HGEC Vic and may extend to the broader Business Bank with the function supporting all DS&E exposures. File activities include:
- Preparation or Client Evaluation.
- Industry and Benchmarking Analysis.
- Financial Analysis including Sensitivities.
- Primary & Secondary Exit Analysis.
- Risk rating to ensure correct risk profile is reflected.
- Covenant Reporting confirmation / explanation.
- Hold own DCA (Delegated Commitment Authority) and will be required to use their DCA to jointly approve / support submissions direct to Credit or escalation to Associate Director DCA if outside of Senior Associates DCA.
- All required mandatory training and ongoing continuous training obligations are met to ensure that their DCA always remains full and effective.
- Involvement in interviews with customers and Relationship Team.
- Coaching, mentoring and development of Associate DS&E and Relationship Team around large and complex operations and financial analysis to improve knowledge and capability.
- Analysing and researching a wide range of Diversified Industries to improve knowledge and provide valuable information to the wider team, including customer and industry insights.
- Proactively manage risk and meet all policy and compliance requirements.
- Be able to manage and fulfil Relationship Tasks for Bankers and Customers.
- Contribute to Revenue and ROE growth: in line with PU; Including pricing considerations as part of file completion / approval to ensure exposure is providing appropriate returns based on tenor and crs.
- Risk and compliance management: in line with PU. Through attention to early warning signs including crs deterioration & market / industry disturbances.
- Indirect Reports: Support Associate Director DS&E and partner with Relationship teams. Senior Associate DS&E will be supported by Associate DS&E. Develop open working relationship with Credit Representatives.
- Key internal stakeholders: Regional Customer Executives, Managing Partners, and bankers across NAB Agribusiness, Credit, and specialists in various segments.
About You
This role will be ideal for a current business/commercial lender or associate who is ready to take the next step in their career and work on larger and more complex business transactions across the diversified industries sector. This role will also require you to have previous experience with business lending and Deal Structuring and be confident with assessing various diversified business transactions.
Make a difference through your work
At NAB, we work together to deliver exceptional outcomes that exceed our customers' expectations. We're an ASX listed organisation that has been serving Australian communities for more than 160 years. We're investing in positive change and our work changes the future of banking. Our colleagues have an impact far beyond work, and you'll be part of a team that is helping to solve some of society's biggest challenges.
A diverse and inclusive workplace works better for everyone.
At NAB, we're intent on building a culture we can all be proud of. One based on trust and respect. An uplifting environment where every single one of us feels appreciated and empowered to be our true, authentic selves. A diverse and inclusive workplace where our differences are celebrated, and our contributions are valued. It's a huge part of what makes NAB such a special place to be.
Join NAB
If you think this role is the right fit for you, we invite you to apply. If you require any reasonable adjustments to the recruitment process or the role, please let the recruitment consultant know.
To be eligible to apply, you must have Australian or New Zealand citizenship or Australian permanent residency status.
Please note unsolicited CVs from agencies will not be accepted.
Please note candidate screening methodologies and interviews may be conducted prior to the closing date of the job advertisement. We also reserve the right to close the job advertisement early.
Advertised: 17 May 2024 6:00 AM AUS Eastern Standard Time
Closing: 31 May 2024 11:55 PM AUS Eastern Standard Time
