Senior Associate/Associate Director - Credit Analyst - Real Estate

Job Description:

• Permanent Role
• Sydney based - WFH two days per week
• Incredible opportunity to join Westpac's Institutional Bank

How will I help?
An exciting opportunity has arisen for a motivated Credit Analyst to join the Westpac Institutional Bank's (WIB) Customer Insights & Analytics (CI&A) team focusing on Real Estate clients. The CI&A team is responsible for high quality origination and delivery of best-in-class customer and industry insights to differentiate our sales proposition, manage portfolio risk and provide robust analysis to support and deliver sustainable credit decisions, within a wholesale banking environment.
You will manage a portfolio of existing clients and be involved in the origination process for new transactions to grow the portfolio and the ongoing monitoring and management of the client portfolio. You will also build and maintain strong working relationships with clients, analyst peers, Relationship Managers, and various product areas to help initiate and structure a range of banking transactions.
You will also:

• Utilise your industry knowledge to deliver value added insights and research that can be used by both our customers and internal stakeholders.
• Ensure that all aspects of the credit process, including the required due diligence, are properly executed
• Test proposals against approved business and credit strategies, target market acceptance criteria and underwriting standards
• Write credit submissions including detailed risk analysis and financial forecasting, and be able to present and negotiate submissions through WIB's risk management decision process
• Determine the suitability of proposals, including acceptability of credit risk and structuring for final approval by a Credit Officer

What's in it for me?
Inspiring locations. Flexible workspaces. And unexpected opportunities. Plus, the backing and great benefits from one of the most refreshing employers in Australia. For example, you'll be able to have access to some of the best banking, wealth and insurance benefits in the market, be paid well, as well as an entire suite of online learning and career planning tools so you can grow.
Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.
What do I need?
You will have solid experience in Credit Analysis within a wholesale or corporate and Institutional banking environment. You will demonstrate strong attention to detail and relationship building ability with a variety of stakeholders and external clients.
Some further advantageous skills:

• Sound Corporate Finance experience within one or more of the following sectors of Property, Corporate Banking, Finance or Accounting industry will be well regarded.
• Good communication and influencing skills required to manage significant relationships with stakeholders
• Extensive experience applying a risk mindset and commercial acumen
• Good attention to detail and operational expertise.

What's it like to work there?
For the past 200 years, we've been backing people, businesses, communities, and ideas. As Australia's first bank, we've adapted and evolved, inspired by our customers and a genuine desire to create better futures.
Together, we're creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.
We make change happen in the community. It's our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.
How do I Apply?
Start here. Just click on the APPLY button.
At Westpac we are committed to providing a supportive culture and creating diverse, inclusive, and accessible workplaces, branches, products and services for our customers, employees, and community. This role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply. If you have questions about the recruitment process, please email .
Do you need reasonable adjustments during the recruitment process?
We can provide reasonable adjustments for individuals with disability and/or neurodiversity. If you require an adjustment to be made during the recruitment process at any stage, please call 1800 655 592 Option 2.3 or email