Credit Officer

WHO WE AREWe are a financial services company that specialises in fleet management, vehicle leasing and salary packaging, with a presence across Australia, the UK and NZ. A total portfolio under management of $2.5 Billion and over 1200 employees.https://www.sgfleet.com/au/about-us/careersSOME OF OUR PERKS INCLUDE Recharge and relax with up to four extra days of leave each year. We call them Wellness days We offer industry leading 20 weeks paid parental leave Save plenty with vehicle salary packaging Monetary service milestone awards Recruitment referral bonus Discounted mobility products and services Flexible work arrangements Career progression opportunities Education support towards your growth, including an individual learning budget per year, free access to LinkedIn Learning and more Two paid volunteer days each year to give back to causes that matter to you Health and well-being support including a subsidy and an innovative Employee Assistance Program AS A CREDIT OFFICER YOU WILL…This position is responsible for assessing and decisioning credit applications for employees within our client base that have accepted a quote for a novated lease. This can include obtaining credit data, maintaining,andadministering credit applications, and liaising with Novated Sales Consultants to gain clarity or supporting information if or when required.YOUR DAYS WILL INVOLVE…The major responsibilities of this position include but are not limited to: On-board new clients as per approved policies Build relationships with internal customers to support their understanding of the credit decision process Provide exceptional customer service to all enquiries Ensuring all credit applications are assessed in line with the group credit policy Approve credit applications as per delegated authority Document processes within the SG Fleet process mapping system when and where required Undertake manual KYC customer verification when and where required A LITTLE BIT ABOUT YOUEssential A sound understanding and demonstrated experience with credit frameworks and policies Excellent communication (written and verbal) and stakeholder management skills Excellent analytical and problem-solving skills Basic credit underwriting skills Working knowledge of legal documentation and applicable legal business codes Strong technical/numerical skills including critical analysis and problem solving Effective communicator both verbally and in writing professionally Strong adherence to processes Ability to multitask and prioritise workload appropriately An understanding of business acumen and commercial awareness Desirable Experience in novated credit Credit analysis experience Experience in KYC / AML Experience in the salary packaging industry Knowledge and understanding of industry legislative requirements Degree qualification in Business / Commerce / Finance or equivalent. WHAT'S NEXTWe'd love to hear from you if you're ready to take on your next challenge at a company that embodies diversity and belonging and offer work-life balance and career development.We are a proud equal opportunity employer. Resumes may be sent, and interviews may take place prior to closure date for applications. To give yourself the best chance of selection, please do not leave your application to the application 'close' date. As a pre-requisite to employment, the successful applicant will be required to complete a pre-employment screening.