Head of Structured Credit Risk

At Judo Bank, we're more than just a financial institution - we're pioneers in redefining banking for the modern era. Rooted in timeless values such as integrity, trusted relationships, and a pioneering spirit, we're dedicated to revolutionizing business banking for Small to Medium Enterprises (SMEs) across Australia. Our journey began with a bold vision and a PowerPoint slide, driven by a desire to challenge the status quo in an industry dominated by the major players. In just a few short years, we've grown exponentially, establishing ourselves as one of the fastest-growing new banks globally, with offices spanning the nation.At the heart of our ethos lies a commitment to supporting Australian SMEs, placing our people and customers front and centre in everything we do. Our agility and adaptability enable us to say 'yes' when others say 'no', making it easier for our customers to secure the funding they need, precisely when they need it. We take immense pride in our personal approach to banking, fostering diverse relationships and cultivating a collaborative culture within our team. We value diversity in all its forms, actively encouraging individuals from underrepresented backgrounds to join us on our mission.
Our cultureWe firmly believe that culture eats strategy for breakfast, lunch, and dinner and the most important investment we can make is in our people. Our core values and leadership principles underpin the foundation of our culture. Not to mention how thrilled we are to have recently been awarded the #1 ranking in LinkedIn's Top Companies in Australia as well as named in the AFR's BOSS (Best Places To Work) awards.Judo Bank is committed to providing equal opportunities for all team members, regardless of gender, race, disability or age. We're committed to closing the gender pay gap and creating a level playing field for all team members. Through a range of inclusion, equity and diversity initiatives we strive to create a workplace where all our team members feel respected, supported and empowered.Job DescriptionNow, about this role:

• In collaboration with Judo Treasury and Judo Credit, contribute to the successful establishment and book-build of a securitisation business at Judo.
• Conduct sound transactional credit assessment and recommendations to senior management related to Judo's securitisation business.
• Provide appropriate ongoing oversight of the securitisation portfolio, including annual exposure reviews and early identification/escalation of issues as appropriate.
• Contribute to the development, maintenance and implementation of appropriate frameworks, policies and processes in support of Judo's securitisation business. Amongst other requirements, this will ensure Judo's compliance with relevant regulatory obligations.
• Other duties as directed by the Chief Credit Officer.

Desired Skills and ExperienceYour life pre-Judo:

• An ability to think independently about the finance needs of businesses and structure them in a common-sense way without the need to rely on a rigid policy framework.
• Strong financial analysis skills.
• Strong credit writing skills.
• Minimum 7 years' experience in credit decisioning of business lending transactions
• Previous experience in a relationship role (i.e., Analyst or Relationship Manager / Director).
• Australian working rights.

At Judo, our culture sets us apart:
Our Values:

• Accountability: Make decisions and own them. Do what you say.
• Performance: Strive to improve each day, surpassing yesterday's achievements.
• Teamwork: We're not just a team; we're a champion team.
• Trust: The cornerstone of our purpose and relationships.

We're seeking individuals who embody resilience, positivity, curiosity, hunger for success, adaptability, passion, courage, decisiveness, and a hands-on approach.What our team members say about us:Our people are empowered to make decisions, take ownership, and contribute to a collaborative environment. Bureaucracy is non-existent as we focus on collective success. At Judo, diversity isn't just valued; it's celebrated. We're committed to creating an inclusive environment where everyone thrives, making us collectively stronger. Our team works tirelessly towards our purpose while enjoying the journey of revolutionizing Australian SME business banking.Perks of joining us:

• Additional 2 weeks of leave annually
• Yearly happiness allowance for personal well-being
• Induction: 4-week Judo Engagement Month to help set you up for success
• Big life event leave
• Home office setup allowance
• Flexible work options, embracing a true hybrid model.

If this resonates with you, reach out - we'd love to hear from you.To learn more about how Judo manages your personal information during the recruitment process, please refer to our Privacy Statement. By providing your information, you consent to its collection, use, disclosure, and management as outlined therein.