Manager, Home Buying Retail Credit Strategy & Assurance

At CommBank we believe in working somewhere that works for you. We have many flexible working options available so talk to us about which arrangements could work best for you.You are a curious and enthusiastic individual with a true passion for Credit Risk.We are a highly engaged team with a passion for innovation and continuous improvement.Together we can build a brighter future for our customers and communities and provide insightful risk leadership across the Group.See yourself in our team:
Risk Management is responsible for protecting the Group’s (including Bankwest, Residential Mortgage Group and X15) interests by offering insightful risk leadership and a commercial yet independent approach to managing risks. The Board and Regulators trust Risk Management to be a strong voice and the line of defence that drives a conscious risk/return profile, whilst balancing better customer outcomes.Do work that matters:
You will ensure that Risk Management has a strong and effective Line 2 credit risk function within CommBank home lending portfolios. This will include management of internal and external relationships, data trends, and performance indicators, to ensure key credit risk metrics are within appetite including maintaining strong credit risk frameworks and control environment.On a day to day basis you will:Execute sound credit decisioning in line with risk frameworks.Participate in monitoring credit risk to ensure that they are within limit thresholds.Support Senior Managers in establishing industry risk appetite and developing risk management standards that are consistent with industry best practice.Continuously assesses credit risk across individual or portfolio profiles. Applies sound understanding of retail lending products and strategies and policies.Support complex and significant credit risk management projects.Assist in developing action plans to resolve issues. Re-designs controls/processes to better manage, measure, and monitor credit risks.Work productively as part of a team or independently to meet deadlines; provides coaching to team members.We are interested in hearing from people who have:
Please note that we’re interested in hearing from people who might not meet all the following criteria. We’re open to working with the right candidate to fill any skill gaps during your journey at CommBank.

• Proven experience working in an Analytics Data role with SQL, SAS, R or Python.
• Strong understanding of macroeconomic regulatory environments and Credit Risk.
• Have strong written and verbal communication skills, including ability to succinctly articulate key insights and advice to diverse audiences.
• Tertiary qualified in relevant quantitative discipline such as Mathematics, Actuarial Sciences, or Statistics

If this sounds like you, apply now!If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through to submit a valid application. We’re keen to support you with the next step in your career.We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.Advertising End Date: 03/07/2024