AddressSee yourself in our team
Commonwealth Private strives to provide outstanding personal service and trusted advice to high net worth individuals who have the intention to invest or borrow at least AU$2.5million. Quite simply, our breadth of experience means that we can offer clients a comprehensive range of solutions as well as market leading products and innovative investment opportunities.
We are backed by superior research capabilities and the extensive resources of the Commonwealth Bank Group, so we can help our clients achieve the best possible outcome. We have Private Bankers and Private Wealth Managers specialising in banking, lending strategic advice, investments and insurance located right across Australia.
Our vision is to be Australia's finest Private Bank, renowned for proactive advice and client advocacy.
About your role
As a Private Bank Analyst, your role will be part of Commonwealth Private's Client Origination Team, supporting Private Bankers through value-add solutions.
Your core duties will involve undertaking financial analysis and assessing the risks/opportunities on new and existing consumer and commercial lending submissions, as well as assessing the risks associated with increases in client credit.
More specifically, you will:
- Write, negotiate and manage consumer and/or commercial credit applications for new and existing clients
- Complete credit submissions and annual reviews to ensure the timely delivery of decisions, documentation and funding to the client and the accuracy of information
- Apply analytical skills to business problems and effectively communicate outcomes and recommendations
- Deliver exceptional customer service, client communication and engagement to support credit submission requests
- Undertake detailed analysis of client and industry specific information focusing on the key financial drivers of each client in order to effectively meet their needs
- Prepare concise and well-reasoned credit correspondence
- Focus on quality, credit management and the minimising of credit and operational losses
- Audit and review team files to meet credit assurance standards
- Investigate credit policy framework and changes to support credit submission applications
Your skills and experience
To be successful as a Private Bank Analyst you will have:
- Experience in consumer and/or commercial lending
- Credit analysis training and demonstrated experience with the ability to support deal structuring
- Advanced MS Excel skills and experience in performing financial analysis/modelling
- Experience in understanding the operational drivers of a business and how they relate to the financial drivers of that business
- The ability to quickly grasp consumer and commercial transactions and analyse the benefits of the idea of specific client circumstances
- Tertiary qualifications in a business related discipline e.g. Banking, Commerce (desirable)
- FSRA Tier 2 Accreditation
- Sales, customer service or relationship management experience in Accounting, Finance or Banking related role (desirable)
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We're keen to support you with the next step in your career.
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Advertising End Date: 11/04/2024
