AddressHere's a great oportunity to work for a company leader, using your previous experience as a Credit Analyst. The right person will have previous experience in the Commercial sector and will preferrably come from the auto industry finance lenders.
Responsibilities
- Evaluate the creditworthiness of commercial clients by analyzing financial statements, credit reports, and other relevant data to determine the risk of extending credit.
- Monitor and manage the existing portfolio of commercial accounts, identifying potential credit issues, and taking proactive measures to mitigate risks.
- Conduct thorough financial analysis to understand the client's financial health, industry position, and potential impact on credit exposure.
- Collaborate with internal teams to maintain strong relationships with commercial clients, providing support and advice on credit-related matters.
- Prepare credit submissions outlining risks, mitigating factors and recommendations including out-of-cycle credit submissions that include structural amendments or facility changes
- Complete credit assessment to ensure renewal of facilities are completed ahead of expiration
- Negotiate with dealers, distributors and financiers regarding security position
- At least 3 years' experience in a similar role with Commercial Credit
- Degree qualification in banking, finance or equivalent.
- High attention to detail
- Excellent relationship building skills
- Strong verbal and written communication skills
- Analytical mindset
- Understands relevant compliance obligations including NCCP, ASIC and ACL.
