AddressBizcap is the leading provider of fast and convenient business loans in Australia and New Zealand. With our simple online application process and unique approach to credit assessment, we cut out the mounds of paperwork and long wait times commonly associated with loans, ensuring businesses get access to cash in as little as 3 hours.
Since the company’s inception in 2019, Bizcap has helped more than 21,000 happy customers get the finances they need to take their businesses to the next level, funding more than $850 million in loans. With our award winning products and customer service, we are one of the foremost FinTechs in our field.
We know people are our most valuable asset and we're actively looking for great individuals to join our team, make an impact and most importantly love what they do!
Working at Bizcap means you’ll be part of a fast-paced work environment, where staff members are rewarded with trust and autonomy to perform their roles. Our colleagues are proactive, inquisitive and take ownership of their tasks, striving to maintain a high standard of performance.
We embrace diversity in our people and our thinking, providing a collaborative and respective workplace for all.
About the role:
Bizcap are looking for their next Credit / Risk Manager to join their growing team. Our ideal candidate will have experience in interpreting and making decisions on funding approval for both secured and unsecured business loans.
What you’ll be doing:
- Perform risk assessments for loan offers to SME’s
- Provide analysis of loan offers and trend reporting on loan diversification and trends
- Lead process improvements in our Underwriting function
- Stay abreast of economic variables and changes to evaluate their impact on the underwriting and risk assessment function.
- Assessing and providing hardship support to clients from time to time.
- Experience in a similar Risk or Credit role
- Background in credit underwriting
- Experience making decisions on funding approval for both secured and unsecured loans
- Property backed underwriting knowledge would be preferred
- Previous experience in alternative lenders or non-banking entities desirable
- Ability to work in a fast-paced environment and deliver under pressure
- A genuine interest in solving problems and thinking outside of the box
- Able to structure loans that are sometime outside of the box and does meet the normal requirements
- Fluency in English is essential
- Advanced Excel skills
2022 Winner - WeMoney Awards: Best for Small Business Loans
2022 Winner - WeMoney Awards: Outstanding Customer Services – Business Loans
2022 Finalist - WeMoney Awards: Best Innovation in Business Lending
2021 Finalist - Fintech Australia: Employee Culture and Diversity
2020 Finalist - Fintech Australia: Emerging Fintech Organisation of the Year
2020 Finalist - Fintech Australia: Excellence in Business Lending
2020 Finalist - My Business: Fintech Business of the Year
If this role sounds like a great fit for you and you’d like to join an exciting and growing team, APPLY NOW!
Please note, due to the anticipated volume of applications, only shortlisted candidates will be contacted.
Additional information
- Amazing workplace culture (We've won awards for it!)
- Toorak Location | Be part of a fun & engaged team, with regular all out company
- Opportunity to progress your career & make a mark in the industry
