Credit Risk Manager

About the role

At ANZ our purpose is to shape a world where people and communities thrive. We're making this happen by improving the financial wellbeing and sustainability of our customers so they can achieve incredible things- whether they're buying a home, building a business or saving for things big or small.

The Home Loans Portfolio is responsible for the end-to-end management of ANZ's Home Loans customers, products and systems. Our mission is to help customers buy, own and sell their homes in a fair, honest and efficient manner by offering simple home loan products that are easy to set up and use.

The Credit Risk Manager is a pivotal role directly contributing to improving ANZ Home Loans business financial health and stability. The role is responsible for contributing to the management of ANZ's home loans Credit Risk frameworks and strategies.

The role will also be accountable for:

• Displaying thought leadership with respect to the development and implementation of Acquisition strategies that are geared towards balancing the trade-offs across customer experience, credit automation/process simplification, new business writing/revenue growth, and managing loss exposure.
• Assisting to deliver an agreed work plan across Acquisition Strategies that is aligned to operational strategies and deliver the greatest benefit to the wider organisation.
• Assisting with the development and documentation of acquisition strategies, their alignment with operational process/strategy, business requirements, issues, and specific enhancement proposals.
• Participating in projects to rationalise, simplify, and improve credit policy deployment, acquisition front end strategy, and process.
• Ensuring all acquisition strategies/ and front-end models comply with ANZ Group governance requirements, policies, processes, and standards and with legal/regulatory requirements.
• Identify trends, risks, issues and opportunities; resolve them and/or report escalate to snr mgt as required

Role Location: 833 Collins Street, Docklands VIC 3008

Role Type: 12 month secondment/fixed-term opportunity, Full-time

What will you bring?

To grow and be successful in the role, you will ideally bring the following:

• Strong analytical, numerical, research and problem-solving proven ability to turn data into information and information into actionable business decision strategy.
• Proven technical capabilities and experience with data analytics/science and/or decision systems techniques and tools (e.g., SAS, SQL, R, Python, PowerCurve, AbInitio, etc.).
• Proven ability to design, enhance and work with reporting sources.
• Solid experience in risk management, with extensive cross-functional and cross-portfolio strategy experience.
• Proven ability to communicate up (one level above) and amongst peer groups.
• Effective people and project management skills - with the ability to motivate and manage a team of managers and/or analysts.
• Well-developed written and oral skills.
• Demonstrated financial skills in portfolio management.

You're not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we'd love to hear from you.

Why join us?

There's something special about being part of ANZ. From the moment you join us, you're part of a team working towards a common goal: improving the financial wellbeing and sustainability of our millions of customers.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources and community you need to take the next big step in your career, towards even bigger things in the future.

We offer a range of benefits tailored to the countries in which we operate including Health and Wellbeing programs and flexible working arrangements.

You'll also enjoy working in a diverse and inclusive workplace where the different backgrounds, perspectives and life experiences of our people are celebrated. We encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability, let us know how we can provide you with additional support.

To find out more about working at ANZ or to view other opportunities visit www.careers.anz.com. You may apply for this role by visiting ANZ Careers and searching for reference number 63121.

Job Posting End Date

18/04/2024, 11.59pm, (Melbourne Australia)