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Form of workAbout us
Infinity Capital Mortgage Management Pty Ltd is an Australian owned, based and regulated non-bank lender and Mortgage Manager. Our loans are fully funded by a mix of Top Tier Banks and Multi-Institutional Capital and are specifically designed to suit the needs of a diverse range of customers. We believe in creating effective and innovative lending solutions – helping more home buyers achieve their goal of home ownership within Australia. We are leading the way in challenging the status quo to establish a real alternative to the major banks by focusing on new ideas and technologies to provide our customers and partners with intuitive, tailored and easy to use lending solutions.
Qualifications & experience
- 3 years’ experience in credit assessment, preferably in residential mortgage lending
- Excellent communication skills and are comfortable managing multiple tasks and competing deadlines
- Intellectual curiosity, good listening and problem solving, good head for numbers, solution focused, engaging and consultative
- Ability to work with minimal supervision through complexity and uncertainty in a fast-moving environment
- Effective, high EQ communicator
- Strategic and critical thinking applied in credit decision making.
- Strong working understanding of credit frameworks and processes.
Tasks & responsibilities
- Maintain, monitor and report credit outcomes to management team
- Reviewing credit policies and assessment procedures, and developing credit portfolio reporting and monitoring, in consultation with the Chief Risk & Compliance Officer
- Examining files for assurance of credit and collateral documentation, regulatory compliance, and loan policy conformance; review technical exceptions and deficiencies.
- Provide support to our Branch Network with coaching and feedback to assist with high quality submissions
- ‘Troubleshoot’ and support customer facing / middle office staff on tasks they perform such as: initial review of applications for eligibility, verification of customer documents and financial position, identifying key issues/gaps in applications that may require further information
- Collaborating with product developers, providing insight to inform new product design/features
- Review lodged loans to ensure quality and adherence to internal policies/procedures and regulatory requirements i.e. NCCP
Benefits
- Close to Public Transport
- Competitive remuneration with remuneration growth opportunities as business grows
- Opportunity to join a dynamic, entrepreneurial business, helping shape the team and work culture that makes this a great place to work
- Supportive, collaborative environment with training and development opportunities
- Located in the Heart of the CBD
- Sweeping Water Views of Hyde Park
