AddressValiant is an innovative, award-winning platform connecting Australian business owners with the finance they need to kick goals. How? With pioneering tech, a diverse lending panel and a talented team, we've revolutionised the business lending game.
What makes us different?
Valiant brings a simplified touch to finance by making it accessible to Aussie SMEs and streamlining the application process. We work with over 80 lenders to provide our clients with a 6 star experience-from their initial enquiry through to settling funds.
We're Australia's most trusted Finance Brokerage according to TrustPilot and have helped over 19,000 businesses to date. Partnered with Australia's largest broker networks, banks and referrers, we are in a unique position to help growing businesses cut through the red tape and get to yes (even if they've previously struggled to get approved for finance).
:
We are currently seeking an experienced Commercial Loan Writer/Business Banker to join our dynamic team. As a Commercial Loan Writer, you will play a crucial role in originating and structuring commercial loans for small business owners. Your primary responsibility will be to write loans secured by property and business assets, ensuring the financial needs of our clients are met effectively. You will work closely with our panel of over 85 lenders and leverage our industry relationships to source the best funding options for our customers.
Key Responsibilities:
- Originate and structure loans for small business owners and commercial property investors. This includes home loans, commercial property loans, business purchase loans, working capital loans, and complex lending solutions
- Build and maintain strong relationships with referral partners such as residential mortgage brokers, accountants, buyers agents, consultants, and lawyers
- Conduct assessments of loan applications, including financial analysis and risk evaluation
- Provide expert advice and guidance to clients on loan structures and funding options
- Collaborate with our lending partners to expedite the loan approval process and ensure a seamless customer experience
- Stay updated on industry trends, market conditions, and lending regulations to provide accurate and relevant information to clients
- Maintain accurate documentation and records of loan applications and client interactions
Requirements:
- Minimum 2 years of previous commercial loan writing experience or 1 year of experience as a mid-market level credit analyst
- Strong understanding of commercial lending principles, products, and processes
- Proven track record in building and maintaining relationships with referral partners and clients
- Sound financial analysis skills and ability to assess creditworthiness
- Familiarity with industry regulations and compliance standards
- Exceptional communication and negotiation skills
- Ability to work independently and manage multiple priorities effectively
What We Offer:
- Competitive compensation package, including a base salary, commission structure, and uncapped earnings potential.
- Annual trail commission for settled loans, in addition to upfront commission, providing ongoing rewards for your efforts.
- Dedicated offshore support resource to handle customer follow-ups, enabling you to focus on relationship-building and reputation growth.
- Access to our Third Party Distribution team, maintaining referral partner relationships and providing a continuous stream of business and potential leads.
- Supportive and collaborative team environment, fostering growth and knowledge sharing.
- Market-leading credit policy library, facilitating a smooth transition and efficient workflow.
- Fully paid Cert IV in Finance & Mortgage Broking, supporting your career advancement and professional accreditation.
- Competitive base salary of $70-$85,000 + Super + commissions
