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Form of workAbout us.
A unique life requires a unique bank.
Defence Bank is a member-owned bank that has been proudly serving the Defence Community for 48 years. With over 29 branches across Australia and our award-winning app, Defence Bank is where our members need us – anywhere, anytime.
The bank provides financial products and services to the Australian Defence Force and its unique community, reinvesting profits for the benefit of our members. Our branch network and support office teams work collaboratively to offer tailored banking solutions that support the Defence Community throughout their banking journey.
We are a leader in our sector and our people led, technology enabled environment, celebrates the individual talents, personalities, interests and needs of our people.
The opportunity.
This position directly supports Defence Bank’s purpose and ensures that our members can count on us by approving credit applications which meet the requirements and objectives of our members.
The Senior Assessment Officer is a senior role with the responsibility for ensuring that applications approved meet regulatory compliance obligations; maintain the prudential integrity of Defence Bank’s loans portfolio and minimize losses incurred by the Bank.
The position is accountable for:
- Assessment of home loans, personal loans and credit card applications, ensuring team and individual KPI’s are achieved.
- Recommending lending policy and procedure updates so as to remain contemporary with industry best practice and accommodate an evolving regulatory environment.
- Working with the Business Systems team in identifying and implementing system changes.
- Providing support to Sales & Service team members to submit required and relevant information for loan applications.
- Production of scheduled and ad-hoc lending reporting.
About you.
You will have minimum 5 years Banking industry lending and credit related experience within a Senior Lending Assessment role. A Degree qualification in Banking / Finance / Accounting highly regarded.
You possess demonstrated experience or skills in:
- Exercising a meaningful Lending delegation.
- Advanced problem-solving skills with a solutions focus.
- Current knowledge of applicable regulatory requirements including APRA & ASIC, Privacy Act and NCCP.
- Influencing and leading team members and departmental peers
You are a solution focused strategic thinker with the ability to think outside the box to deliver lending assessment solutions for our members. Your ability to make sound lending assessment decisions and skill in stakeholder management with the ability to negotiate outcomes will ensure your success in this role.
We count on you. And you can count on us.
We have a great range of employee benefits including:
- Corporate wardrobe allowance.
- Ongoing professional development opportunities.
- Savings and discounts across our range of products and services.
- A "Thank you" day - each year our employees receive one additional day of paid leave.
- Access to our internal "reward and recognition" platform - vouchers, discounts, e-cards and much more!
Interested? We'd like to hear from you. Click to apply.
Defence Bank is committed to providing equal opportunities for employment. We encourage people from different cultural backgrounds, people from different ethnic origins, and people with disabilities to apply so our team reflects our diverse community.
All successful candidates will be required to complete employment checks prior to an offer of employment.
